Auto-charge
I keep getting auto-billed. How do I stop it without tracking everything myself?
Most subscriptions renew automatically. You pay once, and every following charge happens without asking you again — until you notice, or your bank statement does it for you.
A 2024 C+R Research survey found people estimate they spend about $86 a month on subscriptions. The real number, once they checked their statements, was $219. 42% didn't realize they were still paying for something they no longer used.
A few ways to stop it
- Cancel directly with the service. Works, but you have to remember to do it before the renewal date — and most people don't.
- Use a virtual card with a spending limit. Blocks the charge, but doesn't stop the subscription itself, and you still find out after the fact.
- Check your bank statement every month. Free, but manual, and it catches the charge after it already happened.
- Get reminded before the renewal date, every time. This is what Wardly does.
How Wardly does it
Add a service under Auto-charge — the renewal date, the price, and how far ahead you want to know. Wardly sends a message on Telegram before it renews, so you decide to keep it or cancel it while there's still time, not after.
5 services, free. Reminders down to the minute on Premium. No bank connection — you enter what you want tracked, Wardly never reads your statements.